Gold Investment Calculator
Find out exactly what gold products match your budget - updated with live UK prices
Current Gold Price: £81.00/gram • Updated 19/06/2025
Calculate Your Gold Investment
Enter your budget and priorities to get personalised recommendations
Current gold price: £81.00/gram
💡 Smart Tips Based on Budget
- •Start with DigiGold - minimum £25
- •Use monthly savings - £50/month builds quickly
- •Avoid tiny coins - premiums are too high
📈 Understanding Gold Pricing
Current Market Prices
Gold Spot Price:£81.00/gram
Typical Premiums:
1g bars:15-20%
1/10 oz coins:10-15%
1 oz coins:3-5%
DigiGold:0.5-2%
Why Premiums Exist
- •Manufacturing costs
- •Dealer margins
- •VAT exemption handling
- •Security and insurance
🛡️ Security Considerations by Investment Size
Under £500
- • Home storage acceptable
- • Basic home safe sufficient
- • Avoid telling others
£500-5,000
- • Proper safe recommended (£200+)
- • Update home insurance
- • Consider allocated storage
£5,000+
- • Professional vault storage
- • Costs ~1% annually
- • Fully insured and audited
🎯 Which Option Matches Your Goals?
I want to learn about investing
Start with £100 in DigiGold, add monthly
I want something physical
Save for a 1/10 oz Britannia (£240)
I want the best value
Buy the largest bar you can afford
I want tax-free gains
Only buy UK legal tender coins
I want maximum flexibility
Split between digital and small coins
📱 Ready to Start?
Prices updated daily. The calculator uses live market data. All investments carry risk. This tool is for educational purposes only.